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Business Investor's Choice
    • $10,000.00 Minimum Balance Requirement
    • Premium rate of interest
    • Total access to your money
    • ATM card

If balance falls below minimum balance requirement during the statement cycle the account is subject to a $5.00 service charge. Interest rate reverts to the Statement Savings rate while under this minimum.

Business Money Market
    • $1,000.00 Minimum Balance Requirement
    • Market rate of interest
    • Check-writing features

If balance falls below minimum balance requirement during the statement cycle, the account is subject to a $5.00 service charge.

Business Savings
    • Low $100.00 Minimum Balance Requirement
    • Interest-bearing account
    • ATM accessible

If balance falls below minimum balance requirement during the statement cycle. the account is subject to a $5.00 service charge

Certificate of Deposit
    • Low Minimum Balance Requirement
    • Various terms
    • Interest credited back to CD or into a Bank of Luxemburg Checking or Savings Account
    • Penalty for early withdrawal

HSAs (Health Savings Accounts)
Tax savings – An HSA provides you triple tax savings:
    1. Tax deductions when you contribute to your account.
    2. Tax-free earnings through investment.
    3. Tax-free withdrawals for qualified medical expenses.

Take control of your health and your money:
    • Earn interest
    • Write checks
    • Use an HSA debit card
    • Receive a monthly detailed statement
    • Free online banking

To qualify for an HSA, you must have a qualified High Deductible Health Plan. Call a Retail Sales Representative for more information.

One time set-up fee of $20 includes 80 checks and a debit card. Interest earned is based on the balance in the account. Call the Bank of Luxemburg nearest you for the current rates.

*Federal Regulations limit pre-authorized, electronic or telephone withdrawals to six per   statement cycle, with no more than three check, draft or similar order to third parties. However,   you may make as many withdrawals as you wish by mail or in person.

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