Checking ACCOUNTS

$100 opening deposit required on all checking accounts.


Premier Checking

  • Free Online Banking
  • Free Power Pay
  • NO charge for personalized checks
  • NO minimum balance
  • NO limits on check writing
  • NO charge for:
    • Cashier’s Checks
    • Money Orders
  • $10,000 Accidental Death Benefit
  • FREE Saver's Book good for:
    • Shopper's Discounts
    • Travel Discounts
    • Grocery Coupons
    • and much more!

All for only $9.00 per month

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FREE Checking

  • Free Debit Card
  • Free Internet Banking
  • Free from a minimum balance requirement
  • Free from monthly service charges
  • Free from fine print
  • Free from gimmicks

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Golden DeLUX

For those 55 Years and Older

  • NO charge for personalized checks
  • NO minimum balance**
  • NO charge for: Cashier's Checks, Money Orders
  • Many special events throughout the year
  • Classic Plus Checking is also available

** Two additional accounts must be maintained or a $2,000 minimum balance in a CD to qualify for the Golden DeLUX package. 

If the mentioned relationships are not maintained, the account reverts to the Classic Plus Checking Account.

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Investor's Checking

The higher the balance, the higher the interest rate!

  • $5,000 to 14,999 earns Good Rate
  • $15,000 to 24,999 earns Better Rate
  • $25,000 to 49,999 earns Best Rate
  • $50,000 or more earns Premium Rate

If balance falls below $5,000 during the Statement Cycle there is a service charge of $5.00 plus $.25 per check/debit.

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Classic Plus Checking

Because we value the banking relationship we have established, you are entitled to a no fee checking account when you maintain one of the following:

  • Direct Deposit
  • A $200 minimum balance
  • $1,500 in a savings and/or CD
  • A Bank of Luxemburg mortgage
  • A personal loan of $10,000 or more
  • An account with Raymond James Financial Services

Plus - Earn interest on the entire balance in your account when you maintain the following:

  • A $1,000 minimum balance

If one of the above relationships is not maintained the account will be service charged $5.00 plus $.25 per check/debit during the cycle statement. If the checking account balance falls below the minimum requirement any time during the statement cycle, no interest will be paid.

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Bank of Luxemburg

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