| DEPOSIT RATES |
| DEPOSIT RATES |
| Annual Percentage Yield effective March 28, 2013. Rates are subject to change without notice. |
 |
Account
Type |
Minimum
Opening Deposit |
Minimum Balance
to Obtain APY
|
Interest
Rate |
Annual
Percentage Yield |
| Star Savings |
$10.00 |
$0.01 |
0.098% |
0.10% |
| Holiday Club |
$10.00 |
$0.01 |
0.098% |
0.10% |
| Investor's Savings |
$100.00 |
$0.01 |
0.098% |
0.10% |
| Investor's Money Market |
$1,000.00 |
$0.01 |
0.148% |
0.15% |
| Money Market Plus |
$3,000.00 |
$0.01 |
0.198% |
0.20% |
| Investor's Choice |
|
|
|
|
| $0.01-$9,999.99 |
$10,000.00 |
$0.01 |
0.098% |
0.10% |
| $10,000+ |
$10,000.00 |
$10,000.00 |
0.230% |
0.23% |
|
|
|
|
|
Golden Delux Plus Checking |
$100.00 |
$1,000.00 |
0.098% |
0.10% |
| |
|
|
|
|
Classic Plus
Checking
|
$100.00 |
$1,000.00 |
0.098% |
0.10% |
|
|
|
|
|
| Investor's Checking |
|
|
|
|
| $0.01 - $4,999 |
$5,000 |
$0.01 |
0.098% |
0.10% |
| $5,000 - $14,999 |
|
|
0.158% |
0.16% |
$15,000 - $24,999 |
|
|
0.198% |
0.20% |
| $25,000 - $49,999 |
|
|
0.248% |
0.25% |
| $50,000 + |
|
|
0.348% |
0.35% |
| |
|
|
|
|
Health Savings
Account |
|
|
|
|
$0.01 - $4,999 |
$25.00 |
$0.01 |
0.098% |
0.10% |
| $5,000 - $9,999 |
|
|
0.158% |
0.16% |
$10,000 - $14,999 |
|
|
0.198% |
0.20% |
| $15,000 + |
|
|
0.248% |
0.25% |
| |
|
|
|
|
Employee Savings
Plan
|
|
|
|
|
| $0.01 - $19,999 |
$100.00 |
$0.01 |
0.148% |
0.15% |
| $20,000 - $49,999 |
|
|
0.198% |
0.20% |
| $50,000 - $99,999 |
|
|
0.248% |
0.25% |
| $100,000 + |
|
|
0.348% |
0.35% |
| |
|
|
|
|
| Cash Sweep Account |
|
|
|
|
| $0.01 - $4,999 |
NA |
$0.01 |
0.098% |
0.10% |
| $5,000 - $14,999 |
|
|
0.158% |
0.16% |
$15,000 - $24,999 |
|
|
0.198% |
0.20% |
| $25,000 - $49,999 |
|
|
0.248% |
0.25% |
| $50,000 + |
|
|
0.295% |
0.30% |
| |
|
|
|
|
| Municipal Checking |
$100.00 |
$0.01 |
0.220% |
0.22% |
|
|
| CERTIFICATE OF DEPOSIT |
Product
Name |
Minimum
Opening Deposit |
Minimum Balance to Obtain
Annual Percentage Yield |
Interest
Rate |
Annual
Percentage Yield |
| 91 Day CD |
$1,000.00 |
$1,000.00 |
0.108% |
0.11% |
| 182 Day CD |
$1,000.00 |
$1,000.00 |
0.178% |
0.18% |
| 9 Months CD |
$1,000.00 |
$1,000.00 |
0.217% |
0.22% |
| 12 Month CD |
$1,000.00 |
$1,000.00 |
0.367% |
0.37% |
| 15 Month CD |
$1,000.00 |
$1,000.00 |
0.488% |
0.49% |
| 18 Month CD |
$1,000.00 |
$1,000.00 |
0.488% |
0.49% |
| 24 Month CD |
$1,000.00 |
$1,000.00 |
0.598% |
0.60% |
| 30 Month CD |
$1,000.00 |
$1,000.00 |
0.648% |
0.65% |
| 36 Month Bump Up CD Special |
$1,000.00 |
$1,000.00 |
0.798% |
0.80% |
| 41 Month CD |
$1,000.00 |
$1,000.00 |
0.892% |
0.90% |
| 48 Month CD |
$1,000.00 |
$1,000.00 |
1.045% |
1.05% |
| 60 Month CD |
$1,000.00 |
$1,000.00 |
1.293% |
1.30% |
|
|
* Annual Percentage Yield based on interest compounding at the end of 1 month term.
# Annual Percentage Yield based on principal plus interest reinvested at the same rate with interest credited at maturity.
Substantial withdrawal penalty may be imposed for the early withdrawal of any Certificate of Deposit.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal balance of the account each day.
Account disclosures containing additional terms and conditions are available at account opening or upon request.
Account fees may reduce the Annual Percentage Yield.
Interest rates are subject to change without notice. |
|
| CD / IRA |
Product
Name |
Minimum
Opening Deposit |
Minimum Balance to Obtain
Annual Percentage Yield |
Interest
Rate |
Annual
Percentage Yield |
| 182 Day CD/IRA |
$1,000.00 |
$1,000.00 |
0.178% |
0.18% |
| 9 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.217% |
0.22% |
| 11 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.367% |
0.37% |
| 12 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.367% |
0.37% |
| 15 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.488% |
0.49% |
| 18 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.488% |
0.49% |
| 24 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.598% |
0.60% |
| 30 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.648% |
0.65% |
| 36 Months CD/IRA |
$1,000.00 |
$1,000.00 |
0.798% |
0.80% |
| 48 Months CD/IRA |
$1,000.00 |
$1,000.00 |
1.045% |
1.05% |
| 60 Months CD/IRA |
$1,000.00 |
$1,000.00 |
1.293% |
1.30% |
| |
|
|
|
|
| Freedom IRA |
$25.00 |
$25.00 |
0.367% |
0.37% |
|
|
*Annual Percentage yield based on interest compounding at the end of 1 month term.
# Annual percentage yield based on principal plus interest reinvested at the same rate with interest credited at maturity.
Substantial withdrawal penalty may be imposed for the early withdrawal of any Certificate of Deposit.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal balance of the account each day.
Account disclosures containing additional terms and conditions are available at account opening or upon request.
Account fees may reduce the Annual Percentage Yield.
Interest rates are subject to change without notice. |
|
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